Coverage Cat
Coverage Cat is a consumer-optimized insurance broker platform that helps users find optimal insurance coverage across multiple carriers by focusing on their specific risk profile and financial needs.
https://coveragecat.com/?ref=producthunt
Product Information
Updated:Aug 9, 2025
What is Coverage Cat
Founded in 2022 by Gabriel Botelho and Max Cho, Coverage Cat is an innovative insurance marketplace that takes a risk-first approach to help individuals find the right insurance coverage. The platform specializes in property and casualty insurance, including homeowners, auto, renters, and general liability insurance. Unlike traditional insurance comparison sites, Coverage Cat focuses on optimizing coverage based on each customer's unique financial situation and risk tolerance.
Key Features of Coverage Cat
Coverage Cat is a digital insurance platform founded in 2022 that helps individuals optimize their insurance coverage across multiple types including homeowners, auto, renters, and umbrella insurance. The platform uses AI and specialist expertise to analyze users' risk tolerance and financial situation, then searches across multiple carriers to find optimal coverage at competitive prices, with a particular focus on high-net-worth individuals who need protection against catastrophic events.
Risk-First Approach: Analyzes how much users can afford to lose and tailors insurance recommendations based on individual risk tolerance and financial circumstances
Multi-Carrier Search: Searches and compares policies across multiple insurance carriers to find the best coverage options and prices
AI-Powered Analysis: Uses artificial intelligence combined with insurance specialist expertise to evaluate coverage needs and make recommendations
Premium Corporate Service: Offers specialized service for companies to help their employees obtain appropriate insurance coverage
Use Cases of Coverage Cat
High Net Worth Individual Protection: Helps wealthy individuals secure appropriate coverage levels to protect their assets from major liability risks
Employee Benefits Enhancement: Enables companies to offer insurance optimization as an employee benefit through their premium corporate service
Property Owner Coverage: Assists homeowners and property owners in finding comprehensive coverage with appropriate deductibles for their risk tolerance
Multi-Policy Optimization: Helps users optimize coverage across multiple insurance types (auto, home, umbrella) for better protection and pricing
Pros
Comprehensive analysis of individual risk tolerance and financial situation
Access to multiple insurance carriers for comparison shopping
Specialized focus on catastrophic coverage and high-value protection
Cons
Primary focus on higher net worth individuals may limit usefulness for average consumers
Relatively new company (founded 2022) with limited track record
How to Use Coverage Cat
Visit the Coverage Cat Website: Go to coveragecat.com to access their insurance comparison platform
Take the Insurance Quiz: Click on 'Take the Quiz' button on the homepage to start the process of finding optimal insurance coverage
Provide Basic Information: Enter required details about yourself and what type of insurance you're looking for (home, auto, umbrella)
Review Insurance Options: Compare quotes and coverage options from multiple insurance carriers that Coverage Cat aggregates
Use Available Tools: Utilize their calculators for carrier price comparison, coverage needs, collision coverage decisions, and claim filing guidance
Read Educational Content: Access their blog and FAQ sections to learn more about insurance buying process and terminology
Create Account: Sign up for an account to save your preferences and track your insurance options
Select and Purchase Coverage: Choose your preferred insurance option and complete the purchase process through their platform
Coverage Cat FAQs
Coverage Cat is a licensed insurance broker that helps customers shop for and buy insurance, specializing in umbrella, auto, and home insurance quotes. They don't sell customer information and promise no spam calls.
Coverage Cat Video
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