What does Kelviq handle as a Merchant of Record (MoR)?

Kelviq acts as the merchant of record to help you sell globally without taking on tax nexus and compliance risk. It handles VAT/GST and related filings, assumes tax liability, and provides fraud and chargeback protection.

What pricing models can I run with Kelviq?

Kelviq supports flat fee, per-seat, usage, volume, credits, one-time payments, overages, and hybrid pricing. It also supports minimum spend and rollover credits, and lets you change limits and prices without touching code.

Does Kelviq support real-time usage metering for AI/API products?

Yes. Kelviq provides real-time metering to track units like AI tokens, API calls, compute units, storage, or custom events, and links invoice line items back to raw event logs.

How does Kelviq manage entitlements and feature gating?

Kelviq links billing plans to user access state so features can unlock as soon as payment succeeds. It can gate features by plan tier, enforce usage/seat/credit limits, and sync access state in real time without webhooks.

Does Kelviq provide checkout and a customer portal?

Yes. Kelviq offers hosted checkout and a self-serve customer portal where customers can buy/upgrade, manage payment methods, view invoices, and see usage history.

What currencies and payment methods does Kelviq support?

Kelviq supports accepting 135+ currencies and local payment methods, and handles FX conversion and payouts to your bank.

What SDKs and integrations does Kelviq offer?

Kelviq provides SDKs and pre-built UI options, including TypeScript/React components and native SDKs for Node and Python. Examples shown include React feature gating and Node usage reporting/access checks.

How is Kelviq priced?

Kelviq lists a transaction-based fee: 2.9% + $0.40 per transaction up to $5K in total volume, and 3.5% + $0.40 per transaction after $5K in volume.

Kelviq

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Kelviq is an all-in-one Merchant of Record platform for SaaS and AI that unifies checkout, global payments, tax compliance, real-time usage metering, subscriptions, and feature entitlements in a single system.

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Product Information

Updated:May 16, 2026

What is Kelviq

Kelviq is a monetization and billing platform built for SaaS, AI, and digital products that want to sell globally without stitching together payments, taxes, billing logic, and entitlement systems. As a Merchant of Record (MoR), Kelviq becomes the legal seller for transactions, handling payment processing, invoicing/receipts, refunds, disputes, and tax collection/remittance. Alongside MoR coverage, it provides modern billing primitives—subscriptions, one-time purchases, usage-based pricing, credits, overages, and plan-based feature access—supported by hosted checkout and a customer portal, plus developer-friendly SDKs.

Key Features of Kelviq

Kelviq is a Merchant of Record (MoR) and monetization platform for SaaS, AI, and digital products that unifies checkout, global payments, tax/VAT compliance, subscriptions, usage-based billing, real-time metering, and entitlement-based feature access in one system. It’s designed to reduce “billing debt” by avoiding heavy webhook orchestration and subscription-state mirroring, while enabling teams to model flexible pricing (flat, per-seat, usage, credits, hybrid), track granular consumption (API calls, tokens, compute), and automatically gate features/limits the moment payment or usage state changes.

Merchant of Record + global tax compliance: Acts as the legal seller for transactions, handling VAT/GST, tax nexus/liability, invoicing/receipts, and compliance so businesses can sell globally without setting up local entities.

Flexible pricing models in one system: Supports subscriptions, one-time payments, pay-as-you-go usage, credits/credit packs, per-seat, tiered/volume pricing, overages, and hybrid plans managed from a dashboard.

Real-time usage metering & event ingestion: Meters API calls, AI tokens, compute units, storage, or custom metrics with near-zero latency and links invoice line items back to underlying event logs.

Dynamic entitlements & feature gating: Defines features, limits, trials, and access rules by plan tier and enforces them via SDK checks so access can unlock immediately after payment and be capped by usage/credits.

Checkout + self-serve customer portal: Provides hosted checkout and a customer portal for upgrades/cancellations, invoices, usage history, payment method updates, refund requests, and fulfillment like downloads/license keys.

Exact-once / idempotent usage reporting: Supports idempotency and deduplication to reduce double-billing risk when reporting usage events at scale.

Use Cases of Kelviq

AI/API products with token-based billing: Track tokens or API calls in real time, apply credits/overages, and automatically block or upsell when limits are reached—useful for LLM wrappers, agent platforms, and developer APIs.

SaaS with per-seat + feature-tier entitlements: Sell Basic/Pro/Enterprise tiers, enforce seat limits, and unlock features instantly on upgrade without hardcoding permissions across the app.

Usage-heavy infrastructure tools: Bill for storage GB, compute units, or active users with real-time metering and auditable event logs—useful for data platforms, observability tools, and cloud utilities.

Digital downloads and license-key software: Run checkout, automatically issue license keys, and deliver secure download links for desktop apps, plugins, templates, or paid open-source dual-licensing.

Global-first indie products: Accept many currencies and local payment methods while offloading VAT/GST and compliance via MoR—useful for small teams selling worldwide from day one.

Pros

All-in-one stack (MoR, tax, checkout, usage, entitlements) reduces integration complexity and “billing debt.”

Real-time metering + entitlement checks enable immediate access changes and strong usage-limit enforcement.

Supports many pricing models (credits, overages, hybrid) suited to AI and API monetization.

Hosted checkout and customer portal can speed time-to-launch and reduce support load.

Cons

Using a MoR typically means giving up some direct control/ownership over the merchant relationship and certain payment flows.

Transaction-based fees (+ fixed fee) may be less optimal for some high-volume/low-price businesses compared to bespoke setups.

SDK-based gating still requires application-side integration patterns and operational discipline for consistent enforcement.

Feature breadth may be more than needed for simple subscription-only products, adding platform dependency.

How to Use Kelviq

1) Create a Kelviq account: Go to https://www.kelviq.com/ and sign up/sign in to access the dashboard where you’ll configure payments, billing, tax (MoR), metering, and entitlements.

2) Decide your integration approach (hosted UI vs headless): Choose between Kelviq’s pre-built hosted checkout + customer portal (fastest) or a headless integration (full control) using their SDKs (TypeScript/React, Node, Python).

3) Connect payments (Stripe): Connect Stripe so Kelviq can process payments. Kelviq uses Stripe to process payments and operates as Merchant of Record (MoR) for transactions handled through Kelviq Checkout.

4) Configure your global selling setup (MoR + currencies + local methods): Enable global payments (135+ currencies and local payment methods). With Kelviq as MoR, it handles tax nexus, VAT/GST, and liability for sales processed through Kelviq.

5) Create products and pricing plans: In the dashboard, define your monetization model(s): flat fee, per-seat, usage-based, volume/tiered usage, credits, one-time payments, overages, or hybrid pricing.

6) Add billing rules (limits, overages, minimums, credits): Configure plan rules such as usage caps, credit limits, rollover credits, minimum spend, and overage behavior so invoices match actual usage.

7) Set up real-time usage metering: Define meters for what you bill on (e.g., AI tokens, API calls, compute units, storage, active users, or custom units). Kelviq is designed to ingest events at scale with zero latency and link invoice line items back to raw event logs.

8) Instrument your app to send usage events: Use Kelviq’s SDKs (Node/Python; typed TypeScript/React support) to report usage events from your app/services so metering stays in sync with billing.

9) Configure entitlements (feature gating and limits): Map each plan tier to what users can do: gate features (Basic vs Pro), enforce seat/usage/API limits, and set credit limits. Kelviq links billing plan to user state so access updates when payment succeeds.

10) Enable real-time access sync (no webhooks): Turn on Kelviq’s real-time access-state syncing so your app can reflect entitlement changes immediately without building a webhook-to-database syncing layer.

11) Set up checkout: If using hosted UI, enable Kelviq’s secure, high-conversion checkout and turn on payment options (cards, wallets, local methods). Configure trials, coupons, and upgrades as needed.

12) Configure coupons and country rules (optional): Create coupons/discounts and (if needed) restrict coupon codes by country at checkout to reduce abuse (e.g., strict country matching).

13) Enable the customer portal: Use Kelviq’s hosted customer portal so customers can self-serve: change plans, update payment methods, view invoices, see usage history, and download receipts—reducing support load.

14) Set up digital fulfillment (license keys + downloads): If you sell software/digital products, configure license key issuance on payment, secure file delivery, and private download links. Set validity, expirations, and renewals to be managed automatically.

15) Test the end-to-end flow: Run a full test: purchase via checkout → confirm entitlement unlocks immediately → send usage events → verify metered usage appears and invoices reflect reality → confirm portal shows invoices/usage/receipts → validate license/download delivery if enabled.

16) Launch and monitor operations (tax, fraud, disputes): Go live globally. Kelviq (as MoR) handles tax collection/remittance and provides fraud/chargeback protection. Monitor transactions, usage, entitlements, and customer self-serve activity from the dashboard.

Kelviq FAQs

Kelviq is an all-in-one revenue platform for SaaS and AI companies that combines Merchant of Record (MoR), global payments, tax compliance, subscriptions, usage-based billing (metering), and entitlements/feature access in one system.

Kelviq