Credyt
Credyt is a wallet-native monetization engine built specifically for AI companies that enables real-time usage-based billing, automated credit management, and customer billing portals.
https://credyt.ai/?ref=producthunt
Product Information
Updated:Nov 21, 2025
What is Credyt
Credyt is a fintech platform designed to revolutionize how AI companies handle their billing and monetization needs. As traditional billing systems were built for subscription-based models, Credyt addresses the unique challenges faced by AI startups who need to manage usage-heavy infrastructure, rising compute costs, and real-time pricing models. The platform provides a comprehensive solution that combines real-time billing logic, programmable multi-asset wallets, and branded customer portals, allowing AI companies to implement sophisticated pricing strategies without building complex internal systems.
Key Features of Credyt
Credyt is a wallet-native monetization engine built specifically for AI companies, offering real-time usage-based billing, programmable multi-asset wallets, and a branded customer portal. It enables companies to manage credit-based pricing, track billable usage, and monitor profitability without building complex internal systems, while providing customers with transparent balance management and automated top-ups.
Real-time Billing Engine: Processes charges instantly as usage occurs, with support for automatic top-ups and threshold-based triggers to match AI workload costs
Wallet Management System: Provides high-performance wallets with support for balances, credits, overdrafts, and reserves, making billing instant and programmable
Flexible Pricing Engine: Allows definition of event-based, dimensional pricing models that can be adjusted without coding, including testing new tiers and outcome-based billing
Profitability Tracking: Correlates revenue and cost events against workloads in real-time, providing visibility into margins at product, workload, or customer levels
Use Cases of Credyt
AI Service Providers: Companies offering AI-powered services can implement usage-based billing that accurately reflects their compute costs and service usage
SaaS Platforms: Software companies can transition from traditional subscription models to more flexible credit-based pricing systems
Digital Content Processing: Businesses processing images, videos, or text can track and bill for specific content processing operations in real-time
Pros
No upfront costs or fixed fees
Built-in customer portal requiring no frontend development
Real-time tracking and automated billing capabilities
Cons
Primarily focused on AI companies, might be too specialized for general use
Pricing based on Monthly Active Wallets may not suit all business models
How to Use Credyt
Sign Up: Visit app.credyt.ai/api/sign-up to create an account and join their Early Access Program
Integration: Integrate Credyt's billing system into your AI application using their API to track billable usage events
Configure Pricing: Define your event-based pricing models and rules within the Credyt dashboard to align with your product outcomes
Set Up Customer Wallets: Enable wallet functionality for your customers with features like balances, credits, overdrafts and reserves
Implement Usage Tracking: Use credyt.bill() function to track and charge for usage events in real-time as they occur
Configure Auto-recharge: Set up automatic balance top-ups based on predefined thresholds to ensure continuous service
Monitor Analytics: Track revenue, costs, and margins in real-time through the dashboard to optimize pricing and profitability
Manage Customer Portal: Provide customers access to their branded portal where they can view balances, usage tracking and process top-ups
Credyt FAQs
Credyt is a wallet-native monetization engine built specifically for AI companies, providing real-time billing, programmable multi-asset wallets, and a branded customer portal for usage-based pricing models.
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