Healia Introduction

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Healia is an innovative health insurance solution that allows companies to cover out-of-pocket costs for employees enrolled in their spouse's health plan, saving both employers and employees money.
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What is Healia

Healia is a health insurance technology company founded in 2022 that is reinventing health coverage for dual-income families. Their flagship product, the Total Care Option (TCO), enables employers to provide comprehensive health benefits to employees at a fraction of the cost of traditional insurance plans. Healia's platform allows companies to cover the out-of-pocket expenses for employees who are enrolled in their spouse's health insurance plan, creating significant savings for both employers and employees while providing excellent coverage.

How does Healia work?

Healia's Total Care Option works by allowing employees to use their spouse's health insurance as their base coverage, while their employer covers any out-of-pocket costs through Healia's platform. Employees can use a dedicated Healia account to pay for healthcare expenses or premium contributions on their spouse's plan. Healia handles all aspects of implementation, including setup, employee education, and claims reimbursement. The platform uses advanced algorithms and AI to help employees understand their insurance options and select the best plan. Healia integrates seamlessly with existing insurance plans and can be set up quickly, often in less than a day.

Benefits of Healia

Healia offers numerous benefits for both employers and employees. For companies, it significantly reduces healthcare costs, potentially saving up to $10,000 per enrolled family compared to traditional insurance plans. This makes it an attractive option for improving employee benefits while managing expenses. For employees, Healia provides comprehensive coverage with minimal out-of-pocket costs, effectively giving them access to free healthcare. The platform also simplifies the often complex process of selecting and using health insurance. Additionally, Healia's innovative approach can boost employee recruitment and retention by offering a unique and valuable benefit that sets companies apart in the competitive job market.